frugr is the all-in-one ledger for small businesses and the CPAs who keep them honest — invoicing, bank sync, reports, multi-company books, and an AI copilot you control, in one solid place.
Features
One workspace for the whole money story — from the first invoice to the year-end tax package.
Categorize, clean up, summarize, and ask questions of your books with Claude — using your own API key. AI proposes; you approve. Nothing changes the books on its own.
Send branded invoices, get paid by card or ACH through Stripe, and auto-match the deposit when it lands.
Connect accounts with Plaid, pull transactions automatically, and reconcile to the penny.
Capture spending, attach receipts, and categorize with rules that learn from each decision.
Profit & loss, balance sheet, general journal, and a tax-ready package — always up to date.
Run several businesses, invite your accountant, and give every teammate the right role.
Bring your books over from QuickBooks Online or FreshBooks — or a plain CSV statement.
Log billable hours and IRS-rate mileage, then bill them straight onto an invoice.
Encrypted bank tokens, two-factor auth, an audit log, and a lock date for closed periods.
Query your books read-only from Cursor, Claude Desktop, or ChatGPT over the Model Context Protocol — with a token you create and revoke.
See it in action
Invoices
+ NewAcme Coffee
SentBloom Studio
PaidVertex LLC
OverdueNord Media
PaidGood morning, Sam
Net profit · this month
$87,660
▲ 14% vs last month
Income
$184.2k
Expenses
$96.5k
Cash flow
Ask frugr
How it works
Link your banks with Plaid or import your existing books from QuickBooks, FreshBooks, or CSV.
Rules and reconciliation keep every transaction tidy — with an optional AI copilot to categorize, clean up, and flag the rest for your review.
P&L, balance sheet, and a tax package are ready the moment you — or your CPA — need them.
Pricing
Free during the invite-only beta. The plans below are launch pricing.
One business, one owner.
$19/mo
Growing teams.
$39/mo
Bookkeepers & CPAs.
$99/mo
Set up your first company in minutes — import what you have, connect your bank, and let frugr keep it square.
Get startedInvite-only beta · Your books stay yours.